80% Of People Were Happy With Their Insurance When Obama Came In, Spiked Premiums & Out Of Pocket Expenses
Fast Fact: 80% of people were happy with their insurance & paid about $2,000 a year in premiums for a family of four.
After Obamacare, premiums jumped to more than $5,000 + deductibles of over $2,000 + multiple out of pocket expenses
Fifteen years after Barack Obama’s signature health care plan cleared Congress without a single Republican vote, new data reveals that the Affordable Care Act not only failed to cut costs — but skyrocketed expenses for working families who were already happy with their coverage.
Obamacare was signed into law in 2010, complete with regulatory mandates and expanded entitlements.
This forced taxpayers to foot the bill for millions of newly insured people through Medicaid and subsidies.
What was pitched as a fix for an uninsured rate hovering around 16%, instead
imposed broad mandates that spiked costs and added trillions in expenses to federal budgets -meaning everyday taxpayers were footing the bill on the front and back end.
In 2013, Total Family Premiums Jumped 22% reaching more than $16,000 on average, outpacing wage growth by double digits and general inflation by nearly three times.
Worker Contributions Rose 30%.
2025 surveys show family premiums are now at more than $26,000 because of lingering ACA subsidies
Experts say these hikes were planned and something conservatives warned would backfire – pointing to:
Federal subsidies totaling over $1.8 trillion in the law’s first decade
Expanded Medicaid, now covering 20 million more people, drained resources from Medicare—slashing $716 billion from its trust fund -prompting providers to raise private rates to compensate.
As a result of Obamacare:
All policies added 20-30% to base costs, even for families who didn’t need specific treatments.
It flooded markets with high-cost enrollees, and spiked premiums for young, healthy buyers by up to 116% in some states.
Hidden taxes on medical devices, insurers, and high-value plans funneled billions to prop up exchanges – adding costs to taxpayers
Millions lost their preferred plans despite the infamous assurance that “if you like your health care plan, you’ll be able to keep your health care plan.”
